End-User License Agreement

I. INTRODUCTION

This End-User License Agreement ("Agreement," "EULA," "Terms") is a legally binding agreement between MilanChase Inc. ("MilanChase," "Company," "We," "Us," "Our") and You ("User," "You," "Your") governing Your access to and use of the MilanChase website (milanchase.ca and milanchase.com), mobile application, and all related services and platforms (collectively, the "Platform").

By creating an account, accessing, downloading, installing, or otherwise using the Platform, You acknowledge that You have read, understood, and agree to be bound by the terms and conditions of this Agreement. If You do not agree to these terms, You must not access or use the Platform.

This Agreement applies to all users of the Platform, including but not limited to individuals using the Platform for business incorporation, legal services, accounting services, compliance management, and related professional services.

II. LICENSE GRANT

Subject to Your compliance with this Agreement, MilanChase grants You a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for Your personal or internal business purposes during the term of this Agreement.

This license does not include the right to:

• Modify, adapt, translate, reverse engineer, decompile, or disassemble any part of the Platform
• Redistribute, sublicense, rent, lease, or resell access to the Platform
• Use the Platform for any illegal, unauthorized, or fraudulent purpose
• Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices
• Use automated systems (bots, scrapers, crawlers) to access or extract data from the Platform without Our express written consent
• Interfere with or disrupt the Platform's servers, security features, or services

III. ELIGIBILITY AND ACCOUNT REGISTRATION

To use certain features of the Platform, You must register for an account. By registering, You represent and warrant that:

• You are at least 18 years of age and have the legal capacity to enter into binding agreements
• All information provided during registration is accurate, complete, and current
• You will maintain the security and confidentiality of Your login credentials
• You are responsible for all activity conducted under Your account
• You will notify Us immediately of any unauthorized use or security breach of Your account

MilanChase reserves the right to suspend or terminate accounts that provide false, inaccurate, or misleading information.

IV. USER CONTENT AND DATA

You retain all ownership rights to any content, documents, files, or information You upload, submit, or store on the Platform ("User Content"). By submitting User Content, You grant MilanChase a limited, non-exclusive, royalty-free license to host, store, process, and display Your User Content solely as necessary to provide the services You request.

You represent and warrant that:

• You have the legal right to submit all User Content and that it does not infringe the rights of any third party
• Your User Content does not contain malware, viruses, or other harmful code
• Your User Content does not violate any applicable law, regulation, or contractual obligation

MilanChase does not claim ownership of Your User Content and will handle it in accordance with Our Privacy Policy. We may access, review, and disclose User Content when required by law or to protect Our rights, property, or the safety of others.

V. PROFESSIONAL SERVICES AND NO LEGAL ADVICE

The Platform provides access to legal, accounting, compliance, and consulting services. However, the Platform itself does not constitute legal, tax, or accounting advice. Any documents, templates, or information generated through the Platform are provided for informational purposes and do not create an attorney-client or professional advisory relationship unless explicitly established through a separate engagement agreement.

You acknowledge that:

• Automated document generation tools may produce general templates that require review by a qualified professional before use
• MilanChase is not liable for consequences arising from the use of documents without appropriate professional review
• You should consult with a qualified lawyer, accountant, or advisor regarding Your specific circumstances
• Results may vary based on the accuracy and completeness of the information You provide

VI. PAYMENTS, FEES, AND SUBSCRIPTIONS

Certain features of the Platform require payment of fees. By purchasing services or subscribing to a plan, You agree to pay all applicable fees as displayed at the time of purchase. All fees are billed in advance and are non-refundable except as expressly provided in this Agreement or required by applicable law.

• One-Time Purchases: Billed at the time of order and valid for the specified service scope
• Subscriptions: Billed on a recurring basis (monthly or annually) until cancelled by You or terminated by Us in accordance with this Agreement
• Taxes: All fees are exclusive of applicable taxes (GST/HST/QST), which will be added where required
• Currency: Fees may be displayed in USD or CAD; the applicable currency is shown at checkout

You may cancel a subscription at any time through Your account settings. Cancellation takes effect at the end of the current billing period. We reserve the right to change our fees upon reasonable notice; changes will not affect current billing cycles.

VII. INTELLECTUAL PROPERTY RIGHTS

The Platform, including its design, features, software, documentation, trademarks, logos, and all related content, is owned by MilanChase and protected by Canadian and international intellectual property laws. All rights not expressly granted to You in this Agreement are reserved by MilanChase.

"MilanChase," the MilanChase logo, and all related marks are trademarks of MilanChase Inc. You may not use these marks without Our prior written consent. All other trademarks, service marks, and trade names appearing on the Platform are the property of their respective owners.

VIII. PROHIBITED CONDUCT

You agree not to engage in any of the following prohibited activities:

• Using the Platform to violate any law, regulation, or third-party right
• Harassing, abusing, or harming another user or MilanChase personnel
• Uploading content that is defamatory, obscene, fraudulent, or otherwise objectionable
• Attempting to gain unauthorized access to any part of the Platform, its systems, or another user's data
• Interfering with the proper functioning of the Platform or introducing malicious code
• Using the Platform to send unsolicited communications or spam
• Impersonating any person or entity or misrepresenting Your affiliation
• Collecting or storing personal data of other users without their consent

Violations may result in immediate suspension or termination of Your account and may subject You to legal liability.

IX. DISCLAIMERS

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. MILANCHASE DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

MilanChase does not guarantee the accuracy, completeness, or reliability of any information, document, or content available through the Platform. You rely on the Platform at Your own risk.

No advice or information, whether oral or written, obtained from MilanChase or through the Platform, creates any warranty not expressly stated in this Agreement.

X. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MILANCHASE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND SUPPLIERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE PLATFORM, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF MILANCHASE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In any case, MilanChase's total aggregate liability arising out of or related to this Agreement or the Platform shall not exceed the greater of (a) the amount You have paid to MilanChase in the twelve (12) months preceding the claim, or (b) CAD $100.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to You.

XI. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless MilanChase, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of or misuse of the Platform
• Your User Content or any violation of intellectual property or other rights
• Your breach of this Agreement or any applicable law
• Your violation of the rights of any third party

MilanChase reserves the right to assume the exclusive defense of any claim for which We are entitled to indemnification. In such case, You will cooperate with Us as reasonably required.

XII. TERM AND TERMINATION

This Agreement is effective upon Your first use of the Platform and continues until terminated. You may terminate Your account at any time by discontinuing use and requesting account deletion through Our contact channels.

MilanChase may suspend or terminate Your access to the Platform at any time, with or without cause or notice, including if We believe You have violated this Agreement. Upon termination:

• All licenses granted to You under this Agreement immediately cease
• You must cease all use of the Platform
• We may delete Your account and associated data, subject to Our retention obligations under applicable law and our Privacy Policy
• Provisions that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and indemnification) shall remain in effect

XIII. THIRD-PARTY SERVICES

The Platform may integrate with or link to third-party services (e.g., Stripe for payments, Calendly for scheduling, Google for authentication, QuickBooks for accounting, Microsoft OneDrive for document storage). MilanChase is not responsible for the availability, accuracy, or content of these third-party services, and Your use of them is subject to their respective terms and privacy policies. We do not control and are not liable for any third-party conduct or content.

XIV. GOVERNING LAW AND DISPUTE RESOLUTION

This Agreement is governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. You and MilanChase agree to submit to the exclusive jurisdiction of the courts located in Montreal, Quebec, for any dispute arising out of or related to this Agreement or the Platform.

Before initiating litigation, the parties agree to attempt in good faith to resolve any dispute through informal negotiation within thirty (30) days of written notice. If the dispute remains unresolved, either party may pursue binding arbitration in Montreal, Quebec, under the rules of the Canadian Arbitration Association, before resorting to court proceedings, except where injunctive relief is sought to protect intellectual property or confidential information.

XV. CHANGES TO THIS AGREEMENT

We may modify this Agreement at any time. Material changes will be communicated via email or a prominent notice on the Platform at least thirty (30) days before they take effect. Your continued use of the Platform after the effective date constitutes Your acceptance of the updated Agreement. If You do not agree to the changes, You must stop using the Platform and request account termination.

XVI. GENERAL PROVISIONS

• Entire Agreement: This Agreement, together with the Privacy Policy and any other policies referenced herein, constitutes the entire agreement between You and MilanChase regarding the Platform.
• Severability: If any provision of this Agreement is found unenforceable, the remaining provisions remain in full force and effect.
• Waiver: No failure or delay by MilanChase in exercising any right under this Agreement constitutes a waiver of that right.
• Assignment: You may not assign or transfer this Agreement without Our prior written consent. We may assign this Agreement in connection with a merger, acquisition, or sale of assets.
• Notices: We may provide notices to You via email or through the Platform. Notices to Us should be sent to the contact information in Section XVII.
• Relationship: Nothing in this Agreement creates a partnership, joint venture, or agency relationship between You and MilanChase.

XVII. CONTACT US

If You have questions about this End-User License Agreement, please contact Us: